Bridging finance for all types of projects.
- Residential Properties Houses
- Houses, Flats, HMOs
- Limited Companies
- First Time Landlords
- Portfolio Landlords
- An Accidental Landlord
- Purchasing a Holiday Home
- Buying a House to Rent Out
- and more.
What is a bridging finance?
Bridging finance is a short-term funding solution designed to provide fast and flexible capital for various purposes. Whether you're purchasing a new property, securing an investment opportunity, or need quick access to funds, bridging finance offers a swift and convenient way to secure funding without the delays of traditional lending processes.
Property Acquisition.
Secure your dream property or investment opportunity without the hassle of a lengthy mortgage approval process. Bridging finance allows you to act quickly in competitive property markets.
Fast Funds.
When time is of the essence, bridging finance ensures that you have access to funds within a short period. This rapid funding can make a significant difference in grabbing lucrative deals.
Property Renovation.
Whether you’re renovating a property for sale or improving it for long-term use, bridging finance provides the capital required to transform properties and increase their value.
Chain Breaks.
If you’re caught in a property chain, bridging finance can offer the necessary funds to bridge the gap between selling your existing property and purchasing a new one.
Investment Flexibility.
Bridging finance offers the flexibility to invest in various opportunities, from property to business ventures, enabling you to diversify your investment portfolio.
Our bridging finance services.
At Financial Views, we are committed to providing you with the financial tools needed to navigate time-sensitive situations. Our comprehensive bridging finance services are tailored to your unique circumstances, ensuring that you can take advantage of opportunities without delay.
Fast Approval.
Our streamlined application process ensures swift approval, giving you the confidence to act quickly when opportunities arise.
Flexible Terms.
We offer a range of flexible terms to suit your needs, allowing you to repay the loan within a timeframe that aligns with your goals.
Personalised Solutions.
Our experts work closely with you to understand your financial objectives, crafting a bespoke bridging finance solution tailored to your requirements.
Transparent Fees.
We believe in transparent and fair pricing. Our team will clearly explain all associated fees and charges, so you can make informed decisions.
Frequently Asked Questions.
Bridging finance is a short-term financing solution used to bridge gaps in funding during time-sensitive situations. It’s commonly used for property purchases, property renovations, business investments, auction purchases, and other scenarios where swift access to capital is essential.
Bridging finance offers faster approval and funding compared to traditional loans, which can involve lengthy approval processes. Bridging loans are typically shorter-term and serve as interim solutions until a longer-term financing option, like a mortgage or business loan, can be secured.
The approval and funding time for bridging finance can be remarkably quick, often within a matter of days. This rapid access to funds is a key advantage, especially when you need to act swiftly in competitive property markets or seize time-sensitive investment opportunities.
Bridging finance can be secured against various types of properties or assets, including residential properties, commercial properties, land, development projects, and even high-value assets like luxury cars. The asset being used as security will influence the amount of funding you can access.
Bridging loan repayments are typically structured as interest-only payments during the loan term, with the full loan amount repaid at the end of the term. This structure allows you to manage cash flow more effectively during the loan period. Some lenders also offer the option to “roll up” interest, where the interest is added to the loan amount and repaid at the end.
Bridging finance is often assessed based on the value of the property or asset being used as security, rather than solely on credit history or income. This makes bridging finance more accessible to individuals who might face challenges with traditional financing options. However, it’s important to discuss your specific situation with a financial advisor to determine the best course of action.
Partner With Us
This Is What We Can Help You Achieve.
Accelerate Growth
Whether you're a startup or an established enterprise, we have the tools and expertise to help you grow your business, securing the funding you need for expansion, new ventures, and market penetration.
Navigate Opportunities
Our financial solutions are tailored to help you seize market opportunities, giving you the competitive edge to make bold moves and capitalise on emerging trends.
Enhance Cash Flow
We understand the importance of healthy cash flow for business success. Our finance options are designed to optimise cash flow, providing the liquidity and working capital necessary for growth.
Overcome Challenges
From refinancing existing debts to consolidating liabilities, we can help you address financial challenges, reducing financial stress and paving the way for a brighter financial future.